Flexible Financing for Every Situation

Get pre-approved in minutes — no impact to your credit score

All Credit Situations

First-Time Buyers

Military & First Responders

Farm Bureau Members

Current Offers

0% APR for 60 Months

On select 2025 F-150 models

2.9% APR for 72 Months

On Certified Pre-Owned vehicles

What documents do I need?

Valid driver's license, proof of income, proof of residence, and proof of insurance.

Does pre-approval hurt my credit?

No. Our pre-approval uses a soft inquiry that does not affect your credit score.

Can I finance a used car?

Yes. Competitive rates on pre-owned and Certified Pre-Owned through Ford Credit.

What if I have challenged credit?

We work with all credit situations through specialized lending partners.

Questions? We're Here to Help